NZ Bank Home Loans

Looking for a home can be fun and exciting - sorting a home loan isn't as much fun.

We live and breathe bank lending policy, so we can provide you with expert advice and a range of solutions for your home loan. We are with you all the way from assessment to approval, right through to settlement – so you get to celebrate getting the keys to your new home without the stress.

You can choose from our 17 home loan lenders who not only do main centers of Auckland but also Wellington, Chirstchurch and anywhere else in this beautiful country of ours. If you are based in Auckland we can set a meeting with you personally or is you are like some of our busier clients, you can apply online and communicate via email.

Here are some quick helpful tips . . .

When applying for a loan, have a clear set of goals of what type of home you want. This will include how many bedrooms, bathrooms, the size of the section – does the house get good sun etc.? Also consider schools, and travelling times to and from work. 

Do your research. Before applying for a loan look at as many properties as you can on via property websites such as Trade Me, Realestate.co.nz. Get a feel for the type of home you want, the area you wish to live in by going to open homes. Get a good real estate agent on the job and let them find houses to suit your interests. Take a drive around and look at homes for sale. This will allow you to get a good understanding of the price of property so you can make comparisons. Do your homework; it will pay off in the long run.

Here at ADVOCO we can get you a pre-approved home loan so you can ‘shop’ with confidence. This means you’ll know your purchasing limit - generally these last for 90 days so you don’t have to rush into buying the first house that comes along. 

If you think you have seen something you like email us the address and we’ll give you a Free Property Report showing the government valuation, when it was last sold and for how much and how long it been on the market. This is very useful information to help you buy at the right price. 

Before you sign a Sale and Purchase Agreement or any paper work for that matter, have your lawyer look at it first, it’s a legally binding contract and your lawyer will make sure your interests are protected.

Get in contact with us – we have 20 years in finance and can share some great home loan advice to make sure your first home purchase is as stress free as possible.

So let’s get started call on 0800 77 LOAN (0800 775 626)

Here is what some of our customers have to say.

When my wife and I were looking to purchase our first house we tried to go to the banks first and soon found that they weren’t that helpful with providing first time buyers with the information we needed. 
- Jason & Marlene

I have known Steve since 1985 when we worked together at ANZ. He has been looking after my mortgage needs for over ten years now. He is good at what he does and I rate him very highly in both business and personal dealings. I regard him as a friend and would recommend Steve to anyone. 
- Solo Elu Mailata

I have never met a person who gives so much of his personal time to make sure you get what you want when you want it...